Managing crypto tax in the UK becomes complicated quickly when your activity spans multiple wallets, exchanges and tokens. Crypto tax software can consolidate transactions, apply UK tax rules and generate reports for Self Assessment. However, platforms differ in pricing, exchange coverage and the depth of UK-specific support.
This guide outlines the main crypto tax software tools available to UK investors in 2026. It explains what UK investors need to look out for and summarises the features of the most commonly used tools.
Contents
- 1. Why Use Crypto Tax Software?
- 2. What Makes a Tool UK-Friendly?
- 3. Overview of Major Crypto Tax Tools
- 4. Comparison of Crypto Tax Software
- 5. How to Choose the Best Crypto Tax Software
- 6. Conclusion
1. Why Use Crypto Tax Software?
Calculating crypto tax manually can be time-consuming and error-prone, particularly if you have been active across multiple exchanges, wallets or DeFi platforms. Each disposal must be matched under section 104 pooling rules, same-day and 30-day matching must be applied where relevant, and all transactions must be converted into GBP at the date they occurred.
Income from staking, mining or airdrops must also be separated from capital gains. If income is incorrectly included in the capital gains calculation, the figures reported on your Self Assessment return may be inaccurate.
Crypto tax software is designed to manage this complexity. These platforms connect to your exchanges and wallets, consolidate transaction history, apply UK tax logic and generate capital gains summaries suitable for completing the Capital Gains pages (SA108) of your Self Assessment return.
In practice, crypto tax software can help you:
- Combine data from multiple exchanges and wallets in one place
- Apply section 104 pooling and matching rules automatically
- Separate income from capital disposals
- Convert transactions to GBP using historical pricing data
- Generate capital gains summaries for Self Assessment
- Maintain a structured transaction record
For investors with a small number of transactions, manual calculation may be possible. However, for most active users, software significantly reduces administrative time.
2. What Makes a Tool UK-Friendly?
Not all crypto tax software is built with the UK in mind. The UK applies a share pooling system under section 104 of TCGA 1992, together with same-day and 30-day matching rules. This differs from the First In First Out method used in some other jurisdictions.
A UK-friendly platform should apply section 104 pooling correctly, override the pool where same-day or 30-day rules apply, and produce results in GBP. It should also generate capital gains summaries that are suitable for the Self Assessment Capital Gains pages (SA108).
In addition, income from staking, mining or airdrops should be clearly separated from capital disposals. This ensures income does not inadvertently appear within capital gains figures.
When assessing whether a tool is suitable for UK reporting, look for:
- Support for section 104 pooling
- Same-day and 30-day matching rules
- GBP reporting using historical valuations
- Capital gains summaries suitable for Self Assessment
- Clear separation of income and capital activity
3. Overview of Major Crypto Tax Tools
The crypto tax software market includes both UK-built and international platforms. The number of options available to UK investors is growing and includes Koinly, Recap, SUMM (formerly CryptoTaxCalculator), Blockpit, and CoinLedger.
Below is a summary of four widely used tools that address UK needs, and specific features that we like about them in practice.
3.1 Koinly
Koinly is a global crypto tax platform with a large UK user base. It supports UK share pooling and provides capital gains summaries for Self Assessment.
Pricing: From £39 per year for up to 100 transactions, with higher tiers increasing transaction limits.
UK support: Koinly offers strong support for UK tax rules including section 104 pooling, same-day and 30-day matching rules, and produces a range of reports and summaries in GBP which are suitable for for completing the Self Assessment tax return.
Integrations: Over 1,000 direct integrations, over 7,000 DeFi protocols and manual CSV imports for any non-supported platforms.
What we like: Koinly has "tax optimisation dashboard" which enables you to see the tax impract of selling a token before you sell it. This is a brilliant feature and helps investors spot loss harvesting opportunities with ease. We also like how quick and easy it is to review tranactions with various filters and update category types if required.
For a more detailed walkthrough of how Koinly works in practice, including importing data and classifying transactions, see our guide to using Koinly for UK crypto tax.
3.2 Recap
Recap is the only UK-based crypto tax platform, and therefore has been developed around HMRC rules.
Pricing: From £119 per year, with higher transaction allowances on entry-level plans compared to some competitors.
UK support: Recap is UK based and so naturally has strong UK support for HMRC's section 104 pooling, same-day and 30-day matching rules, and produces all the neccesary capital gains summaries in GBP that are suitable for completing the Self Assessment tax return.
What we like: Recap places a strong emphasis on privacy and security, with an architecture designed to minimise access to client portfolio data. Alongside its UK-based support team, this makes it a compelling option for investors who are conscious of both tax compliance and data protection.
Integrations: Supports major exchanges and wallets, with DeFi and NFT transaction support. Recap supports fewer integrations for automatic syncing than Koinly, but it does support CSV imports for any platforms that do not have an automatic sync option.
3.3 SUMM
SUMM, formerly known as CryptoTaxCalculator, is a global crypto tax platform that advertises UK-compatible reporting.
Pricing: Tiered plans based on transaction volume.
UK support: SUMM advertises support for HMRC's rules including section 104 pooling, same-day and 30-day matching rules, and produces a wide range of reporting in GBP that are suitable for completing the Self Assessment tax return.
Integrations: Broad coverage with over 3,500 integrations across exchanges, DeFi, protocols, and wallets.
3.4 Blockpit
Blockpit is a European crypto tax platform that provides international reporting support, including for UK investors.
Pricing: Tiered plans based on transaction volume.
UK support: Blockpit advertises support for HMRC's rules including section 104 pooling, same-day and 30-day matching rules, and produces a wide range of reporting in GBP that are suitable for completing the Self Assessment tax return.
What we like: Like Koinly, Blockpit also offers a tax optimiser feature, which allows you to do scenario planning to see the impact on your taxes before executing a trade. Another unique feature is their "source of funds" report, which can trace a particular transaction right back to it's origin. This may be useful for investors who need to prove the source of their funds when using crypto gains to buy property, for example.
Integrations: Offers over 700 integrations with exchanges, wallets, and decentralised apps.
4. Comparison of Crypto Tax Software
The table below summarises the key features of the main crypto tax software platforms available to UK investors, including advertised support for section 104 pooling, entry pricing and transaction limits.
There are typically multiple plans with varying pricing and transaction limits, but we have chosen the cheapest plans that would cover an investor with 1,000 transactions for a consistent comparison.
| Tool | UK Pooling Support | Pricing | Transaction Limits | Integrations | Get started for Free |
|---|---|---|---|---|---|
| Koinly | Yes | $99/year | Up to 1,000 | Full List | Yes |
| Recap | Yes | £119/year | Up to 5,000 | Full List | Yes |
| SUMM | Yes | £99/year | Up to 1,000 | Full List | Yes |
| Blockpit | Yes | £89/year | Up to 1,000 | Full List | Yes |
| CoinLedger | Yes | $99/year | Up to 1,000 | Full List | Yes |
5. How to Choose the Best Crypto Tax Software
There is no single crypto tax platform that will suit every investor. The most appropriate choice depends on your transaction volume, the exchanges and wallets you use, and the complexity of your activity.
When considering crypto tax software as a UK investor, the below are the essentials:
- Whether section 104 pooling and same-day and 30-day matching rules are supported
- Transaction limits relative to your annual activity
- Clarity of the capital gains summary in GBP
- Clear separation of income and capital transactions
The crypto tax tools we’ve covered above cover these, so when deciding between tools it will often come down to more subjective criteria such as:
- Whether they offer automatic links with the specific exchanges and platforms that you use
- Value for money relative to your annual activity
- How pricing increases as transaction numbers grow
- Ease of use and user experience
On ease of use and user experience, the good thing is that most crypto tax tools, including all those we’ve listed above, allow you to get started for free and that you only pay for the tax reports when you are ready. This means you can test at a number of different tools before committing to a particular tool.
6. Conclusion
Crypto tax software can simplify record keeping and reporting, and the options available to UK investors are growing. Several tools now advertise support for UK pooling and HMRC reporting, including Koinly, Recap, SUMM, CoinLedger, and Blockpit.
The right choice will depend on transaction volume, exchange coverage and personal preference. If your crypto activity is complex or you are unsure about your reporting position, we can review your situation and advise accordingly.
